Hello, errrrrybody! What have I been up to lately, you may ask? Virtually paying off my debt would be my simple answer. Student loans? Shopping addiction? Loan sharks?
That last one is close… I’m playing Tales of Xillia 2, and early into the game, the protagonist, Ludger Kresnik, is forced to take a loan from a very shady bank with unbelievable interest rate, causing a 20,000,000 gald burden.
The game is designed for chapters in which you have to pay off a certain amount of your debt to continue on. To do so you must take jobs, defeat monsters, and gather the moola any way you can. Eventually, towards the final chapters, it becomes more relaxed, and Vera, your financier, will slack off on calling and badgering you for money.
Technically, you could continue on from this point not spending another dime. Not me! As soon as the dude heads off to sleep, I kick back and slave away to finish paying off what I owe. Unlike real life creditors, the more I pay back, the more present I collect from my mailbox. The only problem is I cannot relay the storyline because I am desperately trying to rid myself of this massive burden. I’m responsible (in game)! That and there is a side quest in which I am asked to retrieve 100 cats from across the world who are hiding from the crazy cat lady who lives in my apartment building.
Must. Find. The. Cats. After I do pay off what I owe (and find all the rogue kitties), I fully intend to replay the game and pay attention during my gameplay too. Tales of Xillia, besides the debt, is a direct sequel to the first, with returning characters traveling with you through a new adventure. You can discov””er more about them through side quests. The game is like a “choose your own adventure” book adapting to your responses at key moments.
But who cares about all of that? I only have 9,000,000 more gald until freedom… Excuse me. I have monsters to slay and money to earn.
Kaylan is very responsible about her finances in real life.